A number of hidden signs can indicate a pyramid scheme.

Particularly, he advised potential investors to be wary if managers start talking about fixed income offers “with rather confused information about the guarantees of this profitability and about the company’s management.” He explained that it is impossible to give such guarantees in business, and such promises can be regarded as misleading.

Also, a financial pyramid may be indicated by a guarantee of the safety of invested funds. This is possible only in the case of bank deposits in the amount of up to 1.4 million rubles, and then only if the credit institution is a member of the deposit insurance system, the expert of the National Center for Financial Literacy Nina Kultysheva warned.